Saturday, August 22, 2020

Barack Obama and Rick Santorum Research Paper Example | Topics and Well Written Essays - 250 words

Barack Obama and Rick Santorum - Research Paper Example The paper will investigate subtleties in a concise way Rick Santorum’s arrangement with respect to Iran and their weapons. Rick appears to be very radical and static about the Iranians. In one of the NBC press, he expressed that he would work viably with Israel to destroy the progressing atomic weapon making process in Iran. The arrangement is to guarantee that the Iranians stays heavily influenced by the US local army ands that they don't develop weapons that can hurt the US, in one way or the other. A few people, particularly the Muslims in the US, have considered this to be a type of contempt that the competitor has towards the Muslims in the United States. Other proof is uncovered on Rick’s asserts on Obama’s religion. He upheld a case that the US president is a pledged Muslim and ought not be the leader of the US (Lysiak and Reddan, 2012). As a presidential applicant, the above stand has truly influenced his candidature, particularly among the American Muslims. Most Muslims have considered him to be hostile to Muslim applicant, and a lot of them have pulled back their enthusiasm for him. His case or approach has not influenced some other US resident separated from himself. His critical help in Muslim social orders has altogether gone

Thursday, July 16, 2020

How to Handle Debt Collection Scams

How to Handle Debt Collection Scams How to Handle Debt Collection Scams How to Handle Debt Collection ScamsFake debt collectors call people and try to trick them into paying up for expired or even entirely nonexistent phantom debts.No one likes dealing with debt collectors. It’s rarely a fun conversation to have, especially when so much of your financial life could be dependent on whether that collections agency is reporting your account to the credit bureaus.Unpaid debts can drag down your credit score leading to fewer options when you need a personal loan, leaving you stuck with short-term no credit check loans and bad credit loans like payday loans, cash advances, and title loans. Plus, its likely that  additional penalties and fees that could be attached to those unpaid debts.But much worse than dealing with a legitimate debt collector is accidentally falling for a scammer pretending  to be a legit collector. Thats how you end up forking over hundreds or even thousands of dollars and coming away with absolutely nothing to show for it!This is why it ’s important to learn how to spot debt collection scams and how to overcome them.Fake debt collectors are a real problem.Debt collection scammers use manipulation and deceit in their attempts to fool you. It’s become such a major issue that government agencies have started to step in.“Receiving a telephone call from a debt collector is not a pleasant experience,” acknowledged Steve Weisman, a lawyer, author, and identity theft expert who writes at  Scamicide.com  (@Scamicide). “Being hounded by someone attempting to collect a debt you do not owe is fraud. These non-existent debts are sometimes referred to as ‘phantom debts.’“The Federal Trade Commission (FTC) recently obtained a temporary restraining order against Global Asset Financial Services Group, LLC, ten affiliated companies, and their six individual principals preventing them from continuing to use deceptive and threatening tactics to collect phantom debts from consumers that were not even owed by the consume rs.In some instances, the scammers posed as attorneys and threatened lawsuits if their victims did not pay the non-existent debts. The case against Global Asset Financial Services Group, LLC and the other defendants is continuing in the Federal District Court for the Western District of North Carolina.”Thankfully, there are ways you can tell if a debt collection call is legitimate.Verify the debt and the debt collector.Some of the steps to verifying the legitimacy of a debt you’re being contacted about are fairly obvious; but when faced with the pressure of persons presenting themselves as a debt collector, it’s easy to get shaken up.“First of all, work out if you actually owe any money!” urged Stephen Hart, CEO of  Cardswitcher. “Its surprising how many people dont remember to do that.A simple trick is to do a simple Google search on the phone number or email address that they are contacting you from and see what comes up. Youll often find that common scammers will be n amed and shamed by others. If you cant find any information, or the website that youre led to has an odd design, lots of spelling and grammatical errors, and just doesnt look right, that should set some alarm bells sounding.While its obvious that a debt collector will want you to repay money quickly, theyll usually give you a bit of breathing space and give you some options to pay back what you owe. If a debt collector is pressuring you to pay back money immediately, thats usually a sign that theyre not a legitimate collector.And that’s not the only suspicious behavior a fake debt collector might exhibit.“If the debt collector will not identify themselves by name (person and company), hang up,” advised Todd Christensen, education manager for  Money Fit by DRS, Inc. (@MoneyFitbyDRS). “If the collection agency threatens to send a sheriff to your doorstep, it is likely a scam and definitely a violation of the Fair Debt Collection Practices Act.If the debt collector will not or cannot tell you what the debt was for, hang up. If the collection agency can’t provide you within 30 days documentation of what the debt was originally for, block their number and hang up on them.”While some people have gone to extraordinary lengths to fight back against fake debt collectors, their path certainly isnt for everyone. And while hanging up a suspected scammer is always a good response, there are other methods you can use as well!Heres how you can deal with them.Above all else, do not give them any of your personal information.“Do NOT give the debt collector your payment information (card and certainly never your bank account information) until you have received satisfactory proof by mail that you actually owe the money,” warned Christensen.“Ask for the mailing address under whatever pretense you like (e.g. ‘so I can send a payment’), then, if you feel you have been scammed or are the target of a scam, contact a local nonprofit credit counseling agency or e ven an attorney specializing in consumer debt.The credit counseling agency should not charge to guide you in drafting a letter to request the organization cease contacting you. However, an attorney may charge $100 or more for the service. I’ve had a client who has been the target of repeated debt scams. The $100 paid to a local attorney ended up being well worth it to her.”Weisman offered similar advice, as well as a recommendation to reach out to the supposed creditor directly:“Subject to strict federal laws, legitimate debt collectors are permitted to call debtors, however, the law prohibits them from threatening imprisonment for the failure to pay a debt and attempting to collect a debt that the debt collector knows is bogus.“It can be difficult to know when someone calls attempting to collect a debt if indeed the debt collector is legitimate or not, so the best course of action if you receive such a call is to not discuss the debt with the person calling, but instead dem and that they send you a written ‘validation notice’ by regular mail which describes the debt they allege you owe and includes a listing of your rights under the Federal Fair Debt Collection Practices Act.“Never give personal information over the phone to anyone who calls you attempting to collect a debt. You can never be sure who they are. If you receive the validation notice and it appears to be legitimate, you may be better off contacting your creditor directly because the person who called you may not be representing the creditor, but may merely have information about the debt.”It can be scary dealing with a collections agent, but it’s important to keep your cool. Scammers are hoping to trip you upâ€"but with this advice, it shall be they who are tripped!To learn more about keeping your money safe from scams and fraudsters, check out these other posts and articles from OppLoans:5 Steps You Can Take to Prevent Identity TheftHow to Avoid Getting Insta-Scammed on Instagra m10 Common Scams: How They Work and How to Avoid ThemShould You Freeze Your Credit?Do you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsAuthor and Accredited Financial Counselor ®, Todd R. Christensen, MIM, MA, is Education Manager at  Money Fit by DRS, Inc. (@MoneyFitbyDRS), a nationwide nonprofit financial wellness and credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. Having facilitated nearly two thousand workshops since 2004 on the fundamentals of effective money management, he based his first book, Everyday Money for Everyday People (2014), on the discussions, tips, stories and ideas shared by the tens of thousands of individuals and couples in attendance.After working in the financial industry for several years, Stephen Hart left his role as Chief Financial Officer at WorldPay to launch the UK’s first payment processing comparison site, Cardswitcher. Nowadays, he helps SMEs save money on their payment processing costs.Steve Weisman  is a lawyer, college professor at Bentley University and author.  He is one of the country’s leading experts in identity theft. His most recent book is “Identity Theft Alert.”  He also writes the blog  Scamicide.com  (@Scamicide)  where he provides daily updated information about the latest scams and identity theft schemes.

Thursday, May 21, 2020

Biography of King Abdullah, Ruler of Saudi Arabia

Abdullah bin Abdulaziz Al Saud (August 1, 1924–January 23, 2015) was the king of Saudia Arabia from 2005 to 2015. During his reign, tensions increased between conservative Salafi (Wahhabi) forces and liberal reformers. While the king positioned himself as a relative moderate, he did not promote many substantive reforms; in fact, during Abdullahs tenure, Sauda Arabia was accused of numerous human rights violations. Fast Facts: King Abdullah Known For: King Abdullah was the king of Saudi Arabia from 2005 to 2015.Also Known As: Abdullah bin Abdulaziz Al SaudBorn: August 1, 1924 in Riyadh, Saudi ArabiaParents: King Abdulaziz and  Fahda bint Asi Al ShuraimDied: January 23, 2015 in Riyadh, Saudi ArabiaSpouse(s): 30Children: 35 Early Life Little is known about King Abdullahs childhood. He was born in Riyadh on August 1, 1924, the fifth son of Saudi Arabias founding king, Abdulaziz bin Abdulrahman Al Saud (also known as Ibn Saud). Abdullahs mother, Fahda bint Asi Al Shuraim, was Ibn Sauds eighth wife of 12. Abdullah had between 50 and 60 siblings. At the time of Abdullahs birth, his father Amir Abdulazizs realm included only the northern and eastern sections of Arabia. The Amir defeated Sharif Hussein of Mecca in 1928 and declared himself king. The royal family was quite poor until about 1940,  at which point Saudi oil revenues began to increase. Education Details of Abdullahs education are sparse, but the official Saudi Information Directory states that he had a formal religious education. According to the Directory, Abdullah supplemented his formal schooling with extensive reading. He also spent a long stint living with the desert Bedouin people in order to learn traditional Arab values. Career In August 1962, Prince Abdullah was appointed to lead the Saudi Arabian National Guard. The National Guards duties include providing security for the royal family, preventing coups, and guarding the Muslim Holy Cities of Mecca and Medina. The force includes a standing army of 125,000 men, plus a tribal militia of 25,000. In March 1975, Abdullahs half-brother Khalid succeeded to the throne upon the assassination of another half-brother, King Faisal. King Khalid appointed Prince Abdullah second deputy prime minister. In 1982, the throne passed to King Fahd after Khalids death and Prince Abdullah was promoted once more, this time to deputy prime minister. In this role, he presided over meetings of the kings cabinet. King Fahd also officially named Abdullah the Crown Prince, meaning he was next in line for the throne. Regent In December 1995, King Fahd had a series of strokes that left him more or less incapacitated and unable to fulfill his political duties. For the next nine years, Crown Prince Abdullah acted as regent for his brother, although Fahd and his cronies still wielded considerable influence over public policy. King of Saudi Arabia King Fahd died on August 1, 2005, and Crown Prince Abdullah became king, taking power in name as well as in practice. He inherited a nation torn between fundamentalist Islamists and modernizing reformers. The fundamentalists sometimes used terrorist acts (such as bombing and kidnapping) to express their anger over issues like the stationing of American troops on Saudi soil. The modernizers increasingly used blogs and pressure from international groups to call for increased womens rights, reform of Sharia-based laws, and greater press and religious freedoms. King Abdullah cracked down on the Islamists  but didnt make the significant reforms for which many observers both inside and outside of Saudi Arabia had hoped. Foreign Policy King Abdullah  was known throughout his career as a staunch Arab nationalist, yet he reached out to other countries as well. In 2002, for example, the king put forth a Middle East Peace Plan. It received renewed attention in 2005, but has languished since then and has yet to be implemented. The plan calls for a return to the pre-1967 borders and a right of return for Palestinian refugees. In return, Israel would control the Western Wall and some of the West Bank, and receive recognition from Arab states. To placate Saudi Islamists, the king disallowed U.S. Iraq War forces to use bases in Saudi Arabia. Personal Life King Abdullah had more than 30 wives  and fathered at least 35 children. According to the Saudi Embassys Official Biography of the King, he bred Arabian horses  and founded the Riyadh Equestrian Club. He also loved to read, and established libraries in Riyadh and Casablanca, Morocco. American ham radio operators also enjoyed chatting on the air with the Saudi king. At the time of his death, the king had a personal fortune estimated at $18 billion, making him among the top five richest royals in the world. Death King Abdullah became ill and was taken to the hospital at the beginning of 2015. He died on January 23 at the age of 90. Legacy After King Abdullahs death, his half-brother Salman bin Abdulaziz Al Saud became the king of Saudi Arabia. Abdullahs legacy is a controversial one. In 2012, the United Nations awarded him a UNESCO Gold Medal for his efforts to promote dialogue and peace in the Middle East. Other groups—including Human Rights Watch—criticized the king for his alleged human rights violations, including the mistreatment of prisoners. Abdullah was also criticized for his policies on religious freedom. In 2012, for example, the Saudi poet Hamza Kashgari was arrested for making several Twitter posts that allegedly denigrated the Islamic prophet Muhammed; he was imprisoned for nearly two years. Humans rights groups such as Amnesty International were highly critical of Saudi Arabias handling of the case. Sources Keyes, David. â€Å"Saudi Writer Hamza Kashgari Faces Charge of Blasphemy after Tweets about Muhammad.† The Washington Post, WP Company, 9 Feb. 2012.Knickmeyer, Ellen, and Ahmed Al Omran. â€Å"Saudi Arabias King Abdullah Dies.† The Wall Street Journal, Dow Jones Company, 23 Jan. 2015.Rasheed, Madawi al-. Salmans Legacy: the Dilemmas of a New Era in Saudi Arabia. Hurst Company, 2018.

Wednesday, May 6, 2020

`` Indians Textualism, Morality, And The Problem Of...

In Jane Tompkins essay ‘Indians’: Textualism, Morality, and the Problem of History†, several moral and philosophical problems with anti-foundationalism and poststructuralism are raised through the author s personal experiences and research of what truly happened during the European-Indian conflict when the British attempted to colonize what is now the United States. The most significant problem addressed in Tompkins essay is the tension that exists when poststructuralism is employed to avoid politicization of history because, by claiming every account is tainted with the individual s bias and is thus subjective, a concrete record of past events cannot be written. Without historical accounts to depend on, the study of history is devalued under this philosophical viewpoint and placed in an ivory tower where it can no longer be applied to the real world, creating a moral dilemma regarding the prevention of atrocities rather than create a depoliticized or completely accurate series of historical events. Tompkins essay challenges the poststructuralist mindset and showing how the removal of all subjectivity conflicts with the study of history. She does so by giving accounts of her life through the lens of poststructuralism, both as a child and as an adult doing research in the field of history herself. A large part of the essay consists of this example of the conflict between history and poststructuralism as she analyzes various resources in search of the objective truthShow MoreRelated Defining History Essay574 Words   |  3 Pagesdocument, quot;Indians: Textualism, Morality, and The Problem of History,quot; Jane Tompkins examines the conflicts between the English settlers and the American Indians. After examining several primary sources, Tompkins found that different history books have different perspectives. It wasn’t that the history books took different angles that was troubling, but the viewpoints contradicted one another. People who experience the same event told it t hrough their reality. This becomes a problem when a personRead MoreEssay on American Indians704 Words   |  3 Pages amp;#8220;amp;#8217;Indiansamp;#8217;: Textualism, Morality, and the Problem of History;, an essay written by Jane Tompkins, a professor of English at Duke University, outlines Tompkins dissatisfaction on how American Indians are portrayed throughout history. As children, we are taught that in amp;#8220;1492 Columbus sailed the ocean blue;, and that Peter Minuet bought all of Manhattan Island from the Indians for only twenty-four dollars worth of trinkets. In high school, we were taught thatRead MoreEssay on Historical Truth1410 Words   |  6 PagesHistorical Truth Historical Truth? As a child sits through history class in the first grade, he or she learns of the relationship between Christopher Columbus and the Indians. This history lesson tells the children of the dependence each group had on each other. But as the children mature, the relations between the two groups began to change with their age. So the story that the teenagers are told is a gruesome one of savage killings and lying. When the teenagers learn of this, they themselvesRead MorePsychology Observation Aspects: Biases, Assumptions, and Interpretations833 Words   |  3 PagesIntroduction Biases, assumptions and interpretations affect all areas of study. In Science and History, for example, sexual, racial/cultural and personal experience biases significantly influence research. In addition, Perspectivism can empty research findings of all meaning, depending on whether the researcher believes facts exist independent of perspective. Acceptance of universal Perspectivism, combined with triangulated comparison from several sources, can result in approximate truth. Body

The Practice Free Essays

Didn’t recognize the entire word, but quickly started my research on it. I quickly discovered that post-part mothers ingest their own placenta. This slow growing phenomenon, amongst the new mothers who can stomach, is practiced by 99% of mammals, including humans. We will write a custom essay sample on The Practice or any similar topic only for you Order Now The practice of ingesting the placenta, which has been going on in Asian medicine for hundreds of years, seemed inappropriate, unnatural, and disgusting to me as discovered more about it. I don’t think I stand alone when I say that my lack of knowledge on this topic may come as no surprise, since there could be millions of others who are also not educated on this topic. In our society, unless the media presents topics to us, we almost have to be naturally curious or stumble upon things to find out the news of he world or things less commonly known to us regarding health and medical topics. The more grew in my knowledge of this practice, the more I discovered the ingestion of the mothers placenta could actually be very beneficial. Mothers across the world have been practicing this post-birth method for quicker healing from post-part depression, as well as its contribution to other great health benefits such as hormone boosting. While other countries are lacking in the times of placenta encapsulation, other entries such as Europe, the US. And Canada have been partaking in this health benefit to mothers for over a decade. The whole ideology of placenta encapsulation is to replace useful hormones lost during birthing the placenta, decreasing postpartum depression because of an iron-deficiency, promote healing and provide energy, controlling any postpartum bleeding, and promote milk production for successful breastfeeding. Each mother is as unique as the benefits she may experience from participating in placenta encapsulation. How to cite The Practice, Papers

Saturday, April 25, 2020

The Crash Essay Example For Students

The Crash Essay Kris wheeled to class on her first day at the new school. She noticed people staring at her, but that wasnt strange to her. Kris knew it would be hard to make new friends because of her disability, but she would try her best. The first four hours of school flew by. Kris didnt say too much except her name and her hometown during the morning classes. At lunch she wheeled over to a table and sat by herself for a few minutes. Eventually three girls that she recognized from her social classes came to sit by her. The girls stated to ask her various questions about her previous school and activities she participated in. Mary, the boldest of the group, finally asked her how she became handicapped. Kris told the girls the dreaded story she must have repeated a hundred times. It was about the crash. We will write a custom essay on The Crash specifically for you for only $16.38 $13.9/page Order now It was a Saturday morning that started as any other. Kris rolled out of bed and stumbled down the stairs to watch television. After watching a cartoon, her mother told her to run upstairs and get dressed. She wanted Kris to go to the convince store on the corner of the street to get milk and eggs. Kris ran upstairs, threw some clothes on, and ran through the house to the garage. She hopped on her bicycle and peddled up to the store. She trotted into the store to get the groceries. She grabbed a gallon of milk and a dozen eggs. Kris proceeded to the register and paid for the groceries. She trotted out the door just as she trotted in. Kris hopped on her bike and peddled down the block. As she crossed the first intersection, an old, rusted-out car struck her bicycle sending her flying through the air. The old jalopy sped off without even stopping. When Kris woke up, she was in a hospital and couldnt feel her legs. Her first thought was that they were gone; she glanced down and they were still there. The doctor rushed into the room as soon as Kris came to. The doctor told her that she fractured her back and wouldnt walk again. Kris looked up at the girls across the table. They looked at her in disbelief; they couldnt believe her unfortunate story. They said they were sorry, but she had heard that phrase a thousand times. By the end of the school day, she knew that she had three new friends. She guessed that they liked her out of sympathy, but it was better than no friends at all. Bibliography: